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Mortgage Loan SolutionsAre You Looking For A Mortgage Loan And Shopping For The Lowest Mortgage Loan Interest Possible? 1st Choice Funding Has Your Loan Solutions With Innovative Financial Tools That Prevent A $100,000.00 Mortgage Mistake!! Welcome to 1st Choice Funding's Mortgage Loan program. Purchasing a home is a big financial decision and for many purchasing a home is the single largest investment made in life. Today's home costs have in this day and time, made outright purchasing a home almost obsolete. Thus mortgage loan financing is the course most home buyers select, because real estate investments continue to remain an intricate part of sound financial planning. However, with all time low interest rates today's home buyers have capitalized on the substantial savings lower mortgage interest rates have on the long term total purchase cost. Mortgage interest has become a necessary evil no matter the interest rate though. Why? Because mortgage interest equals wasted money, your money wasted. Is there an option to lowering the total cost of a mortgage loan and achieve more for your dollar? ABSOLUTELY 1st Choice Funding Introduces.... "State A Rate" a Patent Pending Interest Reduction Program That Provides Borrowers The Ability To Set The Mortgage Interest Rate You the Borrower Selects to Pay! State A Rate Helps You Build Your Financial Future & Make Your Financial Dreams Possible. State A Rate "ProtectsYour Interest From Interest" Because It's Not Always What You Earn ...It's How You Manage What You Earn 1st Choice Funding's State A Rate Interest Reduction Program provides money saving solutions to achieve home ownership for significantly less money than you ever thought possible. How so? Because State A Rate works for borrowers not lenders. State A Rate is a guaranteed program "that protects your interest from interest."State A Rate mortgage program saves tens, even hundreds of thousands in interest waste and 1st Choice Funding guarantee's your savings first with a free loan analysis. Think about it; until now borrowers have had no choice in home mortgage management, and when lenders set rate and terms of your home mortgage loan, well it's like the old expression, "letting the fox guard the hen house." Except guess who's the hen house? That's right it's you, and the fox is your lender. With State A Rate you can "out fox the fox" because only State A Rate Interest Reduction Program "protects your interest from interest," a real 1st wouldn't you agree? State A Rate home mortgage program saves tens, even hundreds of thousands in interest waste. 1st Choice Funding wants to become your BEST Financial Friend as our professional mortgage management service delivers your entire home mortgage needs from: mortgage financing through our network of lenders, to the revolutionary State A Rate program which lets you select the interest rate you pay on your home mortgage note! Unbelievable you say? You're right and that's why State A Rate is a patent pending program. 1st Choice Funding provides the tools to build home equity faster, because Reduced Mortgage Interest = Home Ownership For Less 1st Choice Funding's Home Mortgage Loan Program is a complete service, from home mortgage loan application to home mortgage loan payoff, 1st Choice Funding is here every step of the way State A Rate Prevents $100,000.00 Home Mortgage Loan Mistake! Could It Be Any Better? 1st Choice Funding's development team
thought so, and that's why State A Rate does even more than let
you set your home mortgage interest rate. For the first time in
history, 1st Choice Funding's State A Rate program provides
borrowers a cash return option at the
end of any Home Mortgage note commitment!! No this is not a typo,
you read it right... "State A Rate" provides borrowers cash
returns from 50-500% of the original Home Mortgage loan amount at
the end of the note commitment! With SAR You Can State A Rate is the most incredible home mortgage loan management tool ever devised, reducing the cost of your biggest investment. The bottom line: Both the CD cash return and interest rate are set by you the borrower. State A Rate Means Ca$h at the End of The Home Mortgage Note! Now your financial future is in your
hands. With SAR your home mortgage achieves huge savings and
earnings: What Does The State A Rate Program Cost? The results of our program change lives and because our interest is your interest our fees are incredibly low. For residential loans enrollment fee is just 3% of your interest savings with a minimum program fee of $800.00. To change your financial future starting today, do not let this incredible opportunity pass you by. State A Rate is designed to help you achieve more financially. Don't wait act today. The State A Rate analysis and the application are a free service. To Apply For A State A Rate Program Click Here
Here Are The Facts of Borrowing Money- Facts Lenders Capitalize On: Fact 1: An $80,000.00 30 Year Loan @ 6% Interest costs $172,688.27. That translates to a whopping $92,000.00 profit for borrowing $80,000.00! That's 116% Profit! Fact 2: If your home doesn't gain 116% in value during 30 years, you're losing money. If your home gains 116%, you've only broke even, and if your home gains more that 116%, that's great. But you've surrendered 116% of your investment to a lender! Home ownership should be your best investment. Breaking even, losing money, or even receiving only a portion of your investment is not the reasons you invest in a home. Fact 3: Have you borrowed more than $80,000.00, or paid more than 6% interest, then you're losing even more of your hard earned cash. Does your "window of opportunity" lenders offer still look like a golden opportunity to you? Don't be fooled. Fact 4: According to a recent study performed by the FDIC, over 50% of Loans have "Lender Servicing Errors" costing Home Owners 8-10 Billion Dollars annually. "Lender Error" refunds are averaging $1,200.00 each and according to new legislation, if homeowners can prove an error has occurred, lenders must surrender all over charges. But such has to be discovered in a loan audit. Does increasing profits in an average of $1,200.00 per loan sound like an "error" to you? Collectively "errors" are costing borrowers billions each year as lenders profits increase through "misapplied loan payments." Fact 5: What Homeowners and Home Buyers Don't Know Can Cost them BIG $ as Mortgage Insurance (PMI) is an insurance premium that is taken out by a mortgage company that protects lenders in the event of foreclosure (this has nothing to do with protecting the borrower- YOU). When a borrower purchases a home, a lender in most cases includes mortgage insurance, also called Private Mortgage Insurance (PMI), which is added to the monthly payment. This is commonly done unless a down payment of at least 20% is made- or unless a home buyer is savvy about available loan programs. The private mortgage insurance (PMI) payment is based on the original mortgage amount and is paid as part of the monthly mortgage payment. The Truth about Private Mortgage Insurance (PMI) Statistics suggest that 75% of all people with residential mortgages are paying mortgage insurance (MI or PMI)- and many of those same people aren't sure what mortgage insurance is or why they are paying it each and every month...95% of PMI policy holders overpay PMI insurance by $114 million a month. Are you one of them? State A Rate Program provides protection from PMI premium overcharges, which average 14 years longer than lenders have the right to charge borrowers for. Such is just another ploy lenders utilize to increase profits at your expense. Now with 1st Choice Funding's State A Rate Reduction Program you have a financial partner protecting your interest. To Apply For A Mortgage Loan Click Here
Now With 1st Choice Funding You Can: Need More Information? Examine The Value Of What State A Rate Mortgage Interest Reduction Program Provides vs. Home Mortgages: Client 1 Mortgage Loan Amount-
$65,000.00 State A Rate Mortgage
Borrower Selected In Summary State A Rate: Client 2 Mortgage Loan Amount- $400,000.00
State A Rate Mortgage Client Selected In Summary State A
Rate: Client 3
Mortgage Loan Amount- $165,000.00 State A Rate Mortgage Borrower Selected
In Summary State A
Rate:
State A Rate Is Your Best Home Mortgage Defense State A Rate.....Protecting Your Interest From Interest Gotta Have More Information? Compare home mortgage lenders to credit card companies; doing so you begin to understand the significant increase in US Bankruptcies. How so? Because both create financial disasters for borrowers by using the theory of "minimum payments." Credit card companies have received more bad press than mortgage lenders, but each is guilty none the less. Understand this fact; minimum payments maximize return to the lender. Minimum payments maximize financial loss, your financial loss. Lender "risk" is translated into interest. And interest is why credit purchases cost you over and over again the original purchase amount. Do you want to continue to waste your money and your life paying interest, when you now have a choice to save yourself perhaps hundreds of thousands of dollars? Do you want more out of life, more to show what you worked hard to acquire? Are you ready to stop coming up on the proverbial "short end of the stick?" If so take heart because remember it's not What You Earn...It's How You Manage What You Earn. Think for a moment; are lenders and credit card companies in the business to make loans and assume risk, or are they in the business to make money making loans from assumed risk? The answer is obvious, and that's why 1st Choice Funding's State A Rate protects your interest from interest with our patented pending financial tools! State A Rate is the innovative financial vehicle that gets you where you want to be financially. State A Rate helps you get more out of life! Look at The BIG Picture; The 30 Year Mortgage "BIG" Picture: In order to own 10% of
your home you'll pay on a conventional loan for 10 years; that's
120 payments for just 10% equity! Does that sound like a borrower
friendly program to you? The picture gets worse; in order to own
half of your home, that's 50% of your home, you'll surrender home
mortgage payments to your lender for 23 long years! Twenty three
years for just fifty percent equity! Are you sick yet? If so the real question is, are you ready to take control of your financial future? If so, that's why 1st Choice Funding's State A Rate changes financial futures by putting the most innovative & effective financial tools available anywhere within your reach. State A Rate prevents financial catastrophes on life's largest purchases. With State A Rate there's no reason to be financially victimized any longer. State A Rate manages your home mortgage to benefit you, not your lender. State A Rate maximizes mortgage savings like never before in the history of lending. State A Rate....It's About Time! To Apply For Home
Mortgage Loan Click
Here State A Rate Is Your Best Home
Mortgage Defense
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