"1st Choice Funding Protects Your Interest From Interest With Innovative Financial Solutions...Because Money Doesn't Come With Instructions"
Do You Need Money Right Now? Have You Been Injured? Are You in Lawsuit Against An Insurance Company? Have You Grown Tired of the "Waiting Game" While The Insurance Company Plays With Your Settlement Money? Does It Seem As If The Delays Will Never End? If This Describes Your Situation Take Heart Because 1st Choice Funding Provides Litigants “Risk Free” Cash Before Settlement With "No Win ...No Pay ...No Risk" Litigation Financing Offered Exclusively Through 1st Choice Funding!
"No one pays much attention to how a person
who has been injured is going to live while waiting for a case to go to trial. The legal system tends to put people who cannot
afford to wait for their money at a disadvantage." Bar Association Ethics Committee Chairman, Gerry Cohen
1st Choice Funding understands your financial hardship and offers a "Risk Free" solution to your financial plight by providing future anticipated settlement money TODAY through an innovative program we call "No Win...No Pay ...No Risk" Litigation Financing for litigants nationwide* (except Ohio) who are in need of a financial remedy! As you now know lawsuits can place huge burdens on you from the injuries sustained to the financial impact injuries create on earnings capabilities. Lawsuit delays created by insurance companies are a way for each to earn additional revenue. When all these factors are combined they elevate your stress level even more as you wait.....wait for treatment, wait for recovery, wait for trial, wait for judgment, and even wait for compensation....All this waiting provides the insurance company with a great financial advantage because they know nothing else in your life waits: not the mortgage, not the rent, not the credit cards (we offer a legal way to dissolve your credit card debt be sure to check out the "more services" page), not the car payments, not the insurance premiums, not the utilities, not the grocery expenses etc... nothing else in life waits, except your future settlement. Thus the financial hardship waiting creates, for even the basic necessities places huge demands on you as it creates even more pressure, and so the cycle continues until you are "starved out" and are willing from the pressure to accept a low offer because you know of no other choice! And that's right where the insurance company wants you...DESPERATE. Facts show desperate plaintiffs settle everyday for significantly less money than they are entitled to and that's one way insurance companies profit; at the expense of desperate plaintiffs.
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Here's Just One of Our Happy Clients Funding Story:
"Today I would like to tell you about 1st Choice Funding and what this organization has done for our family.
6 years ago my husband Jon became very ill after ingesting a prescription drug. The damage from this drug resulted in 42 hospitalizations, 20 critical care situations and over 2.5 million dollars in medical care and medications. By the time we discovered law suit funding everything we had was exhausted, savings, trust funds, credit...... everything. And we were struggling for our next meal.
We applied for our funding with 1st Choice and were approved for $25,000.00 plus 3 month allowances of $25,000.00 increments and we need it. But our attorney at the time was not doing his job and he refused to work with the funding company.
At that point we lost hope. Everything in danger, both home and business phones cut off, no heat, no food (we were living on pancakes and beans), and no light at the end of a very long tunnel, until the owner of a competing video store came to my business with a message from Kari Gray of 1st Choice Funding. The message was marked "URGENT".
Kari lost contact with us but remembered we owned a video store, but we had no phone there either. When she tried locating us through our then attorney, she was provided no assistance in locating us, so Kari made the call to the competing store with this message. She searched and found a new attorney for us who was excited about our case. The new attorney could not understand why our old attorney had denied us the staying power to survive through our law suit.
So to make a long story short, thanks to the Kari Gray CEO of 1st Choice Funding and the Team there not only do we have financial security and the staying power to allow our new attorney to get what our case is worth, we have a chance to save my husbands life. Just 2 months ago we hoped for maybe another year, now we have hope for so much more.
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1st Choice Funding Litigation Financing Puts Cash In Your Hand Today!
Lawsuits place large financial burdens on plaintiffs and their families and they are stressful. Yet one common denominator is consistent with
lawsuit litigants; most lack years of savings tucked away to live on prior to a lawsuits settlement. For personnel injury
claimants lost wages means an inability to maintain the same
income after an injury occurs. As a result financial hardships
provide the
upper hand as desperate litigants settle cases
prematurely, often for pennies on the dollar. Is there any hope?
You bet. 1st Choice Funding is here to provide the
financial solution tilting the scales of justice with an innovative Litigation Financing program that
provides litigants nationwide a financial remedy through "No Risk" Litigation Financing.
"No Risk" Lawsuit Litigation Financing Puts "Risk Free" Money In Your Hand Today!
ABSOLUTELY! Everyday 1st Choice Funding proves it by assisting litigants like yourself through a most difficult period with one of many innovative solutions like "No Risk" Litigation Financing. Our "No Risk" program provides plaintiffs with an effective financial remedy for the hardship delayed settlements creates.
With The "No Risk" Litigation Financing You'll Receive Money NOW!
Litigation Financing Cash is Available NOW Without Credit!
Litigation Financing Cash is AvailableNOW Without Employment!
Litigation Financing Cash is AvailableNOW Without RISK!
Litigation Financing Cash is AvailableNOW Without Monthly Payments
Litigation Financing Cash is AvailableNOW Without Collateral
Litigation Financing Cash is AvailableNOW Without Repayment if Case is Unsuccessfully Litigated!!
That’s why our program is called "No Risk" Litigation Financing because only with "No Risk" Litigation Financing can you receive the financial staying power to survive the "starve out" methods insurance companies play. Plus our investment in your case means it's 100% risk free money to you should you never receive settlement!
"No Risk" Litigation Financing Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!
How Much Litigation Financing Can I Receive Before Settlement?
Through our
pool of investors 1st Choice Funding provides cash advances from $5,000.00-$5,000,000.00 within days of receiving supporting documentation from your attorney.
(Please note: attorney cooperation is essential for case funding. To expedite
your request; contact your attorney and request prompt document
support to complete your application.) All "No Risk" Litigation Financing is offered at a conservative 10% of your cases value. This is done to protect your future interest so you have a settlement amount left should final settlement occur. Keep this in mind when making your application request.
How Will I Know If My Case Qualifies for Litigation Financing?
The first issue we request is you have an attorney. Second your attorney must be a contingency attorney. After this is established we look for documents on your case from your attorney which list is provided to you after you apply. Determinations for funding are based on the following:
1. Lawsuit
Value- This is the total estimate for the damages your case is worth 2.
Case Merit- Your lawsuit must be meritorious to winning 3.
Likelihood of Collectability- Your lawsuit must be against an
insurance company or a solvent defendant.
Definition of "Lawsuit Value": The estimated
overall lawsuit collection value. For workers compensation cases each injury amount is set by the State
you're injured in. Consult with your attorney to know the value of a WC lawsuit.
Litigation Financing requests do not in most
instances exceed 10% of the case value. Thus for a lawsuit with an anticipated settlement of $100,000.00
the total Litigation Financing limit is $10,000.00.
Definition of "Case
Merit": Credit is not a determining factor for litigation financing because litigation financing is not a loan but rather an advances based entirely on the merits of your lawsuit. Because litigation financing is not a loan, lending criteria of a lender does not need to be met. Instead when we review a case factors such as “Are you the defendant
partially at fault and "How have recent court rulings in your State on
similar cases been judged"? These are part the factors investors consider prior to litigation financing.
Definition of "Case
Collectability": If there's an insurance company involved in your lawsuit what are the policy limits? If there is not an insurance company are the parties at fault financially solvent? These issues determine fundability of Litigation Financing.
Likelihood of collectability is reviewed in order to
determine if a plaintiff will collect and thus qualify for Litigation Financing.
1st Choice Funding
Has Your Financial Solution
1st Choice Funding bridges
the financial gap many litigants face ensuring everyone receives the
fair and equitable outcome they deserve.
"No Risk" Litigation Financing Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!
Motor Vehicle Injuries
Passenger Injuries
Pedestrian Injury
Personal Injury
General Negligence
Civil Rights
Employment Discrimination Whistleblower (Qui Tam)
Product Liability
Construction Negligence
Mass Tort
Asbestos
Pharmaceutical Litigation
Airplane Accidents
Commercial Torts
Assaults
Commercial Appellate Settlements
Zyprexa Cases
Sexual Harassment
Boating Accidents
Tobacco/Smoking
Burn Injuries
Worker's Compensation Cases* (in most states)
Construction Accidents
Dog Bites
Jones Act Maritime/Seaman's Claims
Medical Malpractice
Motorcycle & Bicycle Accidents
Nursing Home Neglect
Premises Liability
Railroad Claims (FELA)
Wrongful Death
Judgments
Structured Settlement
Tractor Trailer Accident
Slip & Fall
Settled Cases
Toxic Mold
Wrongful Termination
Attorney Funding
Appellate Cases
Probate Cases
Select Canadian Cases
Litigation Financing is available in every state except Ohio
Workers Compensation Lawsuit Loans Are Available in;
1. ALABAMA
2. ARIZONA
3. ARKANSAS
4. CONNECTICUT
5. FLORIDA
6. GEORGIA
7. IDAHO
8. ILLINOIS
9. INDIANA
10. IOWA
11. KANSAS
12. KENTUCKY
13. LOUISIANA
14. MAINE
15. MISSISSIPPI
16. MISSOURI
17. MONTANA
18. NEBRASKA
19. NEW HAMPSHIRE
20. NEW MEXICO
21. NORTH DAKOTA
22. OKLAHOMA
23. RHODE ISLAND
24. SOUTH CAROLINA
25. SOUTH DAKOTA
26. TENNESSEE
27. VERMONT
California Workers Compensation 3rd Party Cases
If You Do Not See Your Listed Above Look at the 2nd Category Below....
For Workers Compensation Cases In These States:
1. Alaska
2. Colorado
4. Hawaii
5. Maryland
6. Michigan
7. Minnesota
8. Massachusetts
9. Nevada
10. New Jersey
11. North Carolina
12. New York
13. Ohio
14. Oregon
15. Pennsylvania
16. Texas
17. Utah
18. Virginia
19. West Virginia
20. Wisconsin
21. Washington
22. Washington D.C.
23. Wyoming
Why Don’t Conventional Lenders Make Litigation Financing Loans? -
1. Because conventional lenders do not assume the risk involved in “No Risk” Litigation Financing. 2. Because there is no other collateral they can attach. 3. Because conventional lenders are harnessed but Federal regulations that do not allow a pending case to be used as collateral for a loan of any type despite the anticipated value your case has.
Lenders are not is the business of providing charity and do not provide personal injury litigants financial assistance for any reason. However, 1st Choice Funding’s portfolio of investors provide a solution to the gap lenders don’t offer by providing "No Risk" Litigation Financing.
Why Don’t Insurance Companies Make Litigation Financing Loans?
Insurance companies profit from not paying claims. Hardship increases your eagerness to settle a case for substantially less than it is worth, which simply translated means increased insurance profits. Make no mistake; insurance companies are NOT in the business of helping you, they are in business to profit. Fractional settlements are good for their business at your expense.
1st Choice Funding tilts the scales of justice in your favor and improves the odds of winning the "lawsuits game" with "No Risk" Litigation Financing.
Statistics reveal that Litigation Financing tips the scales in your favor as personnel injury claimants are more likely to collect in full when not pressed financially. Today 1st Choice Funding's Financial Solutions assists lawsuit claimants with the needed money to continue to live life, to receive needed medical treatments during an extensive lawsuit process, and to continue to cope. 1st Choice Funding knows the last thing an injury victim needs is the added stress financial problems leave in their wake.
1st Choice Funding's Litigation Financing Program Provides You The Money Today To:
Pay Bills
Pay Medical Expenses
Receive Needed Medical Care
Avoid Serious Financial Crisis
Prevent Evictions, Foreclosure or Bankruptcy
Maintain A Standard of Living
And Even Obtain Ongoing Advances In Certain Critical Care Cases
"No Risk" Litigation Financing Puts "Risk Free" Money In Your Hand Today!
Personal injury & product liability lawsuits place a huge financial burden on
individuals & families. Lawsuits are stressful, and lawsuit plaintiffs have various reasons for pursuit of damages, yet one common denominator is consistent with
lawsuit litigants; most lack years of savings tucked away to live on prior to a lawsuits settlement. For personnel injury claimants lost wages means an inability to maintain the same income after an injury occurs. As a result, financial hardships for many develop as insurance companies stall tactics provide the upper hand as desperate lawsuit litigants settle cases prematurely, often for pennies on the dollar. Is there any hope? You bet there is and 1st Choice Funding is here to provide you the financial solutions needed to tilt the scales of justice in your favor with an innovative Litigation Financing program that
provides lawsuit litigants nationwide* (except Ohio) who are in
need of a financial remedy TODAY assistance through "No Risk" Litigation Financing from 1st Choice Funding.
If You've Won Your Lawsuit And You Are Waiting For Collection Will "No Risk" Litigation Financing Help Me?
Absolutely! Our investors offer even larger advances on post settlement Litigation Financing than pre settlement litigants have access to. Read on and you can apply for a post settlement Litigation Financing.
1st Choice Funding has your financial solution as we bridge the gap ensuring every litigant receives the fair and equitable outcome they deserve.
Learn More About The "Waiting Game" Insurance Companies
Play In Lawsuits
Insurance companies play a "game" but it’s really not a game, we call it the "lawsuit waiting game", and until now the insurance industry wrote the rules and stacked the deck in their favor. However, 1st Choice Funding's Lawsuit Litigation Financing Program provides, despite the stacked deck you're playing with, an ability to win
"the game" with "No Risk" Litigation Financing.
You see statistics reveal something very
important:
1. When lawsuit settlement money is tied up for years the
insurance company continues to earn interest on the money, your settlement money, thus
they win even when they pay a lawsuit claim years later as the money has earned interest on the money they held.
2. When lawsuit litigants are starved out financially, lesser lawsuit cash settlements are achieved and insurance companies win really big.
Collectively to the tune of billions each year as additional
profits are added to the bottom line of the insurance companies
profitability. When lawsuit settlements are achieved for pennies on
the dollar, you loose and they win. Your insurance company studies these statistics and
knows the odds of a settlement for pennies on the dollar
substantially increases the longer the duration of lawsuit lingers. Pressing financial difficulties take their toll mentally and
emotionally on claimants. Insurance companies exploit financial
circumstances by making unreasonably low offers to settle personal
injury claims during the 2-4 year litigation process. Compounding
this problem during a pending lawsuit, an attorney is legally
bound to inform the client of any offer made by the insurance
company, no matter how ridiculous the offer may be.
Unfortunately given extreme financial pressure, plaintiff
in a personal injury lawsuits often are compelled to accept the
insurance company’s low-ball offer resulting in a substantial loss
of potential value of the case. "No Risk" Litigation Financing assists
plaintiffs who need to hold out for a better settlement opportunity. In most states personal injury victim's attorneys are specifically prohibited
from advancing or loaning lawsuit funds, or providing any type of
lawsuit settlement loan to their clients by their state bar's
ethical rules.
Conventional lenders, such as banks and other finance
companies, have refused to allow lawsuit victims to use their
pending case as collateral for Litigation Financing or a settlement loan. Personal injury victims in need of immediate financial
assistance during a personal injury lawsuit are then caught between a
rock and a hard place without a lawsuit loan.
3. With "No Risk" Litigation Financing the statistics are in your
favor this program reveals one more fact; personnel injury
claimants are more likely to collect in full when not pressed
financially. Today 1st Choice Funding's Financial Solutions assist
lawsuit claimants with the needed money to continue to live life,
to receive needed medical treatments during extensive lawsuit
processes, and to continue to cope. 1st Choice Funding knows the
last thing an injury victim needs is added stress created by
financial problems.
4. The
bottom line is: Insurance companies profit from your hardship when
lesser settlements translate into increased profits. Make no mistake;
insurance companies are in the business of profiting from
customers and early or fractional
settlements are good for business.
Is there any hope? Yes and
that's why your odds of winning the lawsuit game are improved
with the assistance 1st Choice Funding's "No Risk" Litigation Financing Program.
1st Choice Funding's
"No Risk" Litigation Financing Allows You To:
Pay Bills
Pay Medical Expenses
Receive Needed Medical Care
Avoid Serious Financial Crisis
Prevent Evictions, Foreclosure or Bankruptcy
Maintain A Standard of Living
Obtain Ongoing Advances In Certain Cases
Lawsuit Funding - Added Program
Features
No Credit Needed for Litigation Financing
No Monthly Payments on Litigation Financing No
Employment Needed for Litigation Financing No Collateral
Necessary For Litigation Financing Affordable Rates**
1st Choice Offers FREE LAWSUIT CASE EVALUATIONS There's No
Obligation To Repay Litigation Financing If Your Case Is
Unsuccessful
1st Choice Funding takes pride in offering the lowest lawsuit
loan rates in the industry! 1st Choice Funding is here not to
exploit your financial difficulty, we're here to ensure a fair
opportunity is available to you prior to a lawsuit settlement.
Don't Wait Act Today!!!
"No Risk" Litigation Financing Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!
Why Can't An
Attorney Assist Client's Financially?
Because
attorneys in most states are legally barred from advancing money
to a client for any reason, no matter how strong the case might
be, and a smart attorney will not endanger a career to assist clients
financially. Ethics Codes mandate that attorneys must use an
independent third party to fund clients, and that's where 1st
Choice Funding can help you to secure a Lawsuit Loan.
How Can You Advance Money On A
Lawsuit And This Not Be A Loan?
1st Choice
Funding's Litigation Financing is in reality not loans; they’re contingent or non
recourse lawsuit advances based on case strength and merit. Both
are essential to collectability in a lawsuit. Thus not all cases
are funded. Each lawsuit must be assessed on individual merit
before a Lawsuit will be financed is made. However, would you not agree that
a "non recourse" or “No Risk” to you- Litigation Financing without credit is an
incredible opportunity to financial survival? Many lawsuit
claimants loose both credit and income during the lawsuit process. (1st Choice Funding can legally restore your credit with it’s innovative Credit Restoration Services look for the credit repair link.)
Like the contingency fee's attorney's charge as a lien on a
lawsuit, non recourse or “No Risk” Litigation Financing are handled in a
similar manner; you loose your lawsuit you owe nothing in return!
That's the incredible feature of "No Risk" Litigation Financing! The
bottom line is: as the plaintiff you win either way! Collect on
your case you win your lawsuit, if you don't collect on your case
you still win because you received "No Risk" Litigation Financing!
What Are The Return Costs
For "No Risk" Litigation Financing?
1st Choice Funding brings to the table a variety of Lawsuit Litigation Financing programs
each designed specifically to benefit our clients with the lowest
possible fee's available on an individual case by case basis. Our trained consultants will after reviewing
your file, place your Litigation Financing request with the investors
who provide Litigation Financing at the lowest rate of
return. 0ur variety of programs are as follows:
1. All Litigation Financing
Fees are 20% of Advanced Money with a minimum fee of $1,000.00.
This is the
first tier of our fee structure. A $5,000.00 Litigation Financing will incur an additional $1,000.00 added to the loan repayment
amount if & when settlement occurs. This program is for simple
& compounded interest investors.
1st Choice Funding's wide variety
of lawsuit programs are structured to meet your Lawsuit Litigation Financing
needs. Depending on your case type, Lawsuit Litigation Financing fees will
differ from case to case in interest rates. Each of our
interest/no interest programs are as follows and prior to
receiving a "No Risk" Litigation Financing, you will be advised of the investor's Litigation Financing
program rates;
2. 3.5% Work comp
interest compounded monthly for Litigation Financing 3. 3.9%
Interest compounded monthly for Litigation Financing 4. 5%
Simple Interest monthly for Litigation Financing 5. 8%
Interest compounded monthly w/ a 6 mo minimum on Litigation Financing 6. 10% Simple Interest on the Litigation Financing 7. N0
Interest Litigation Financing - This program is for plaintiff's who do
not want to worry about interest and do so by selling a small portion of
the lawsuit. All Fees Are Only On Settlement and that's the beauty of "No Risk" Litigation Financing.
As professional
financial consultant's 1st Choice Funding is here to protect your
financial interest from interest because we review each investment group for you and as such have discovered the “tricks of the trade” many groups who use the internet to mislead plaintiffs use, by offering what seems to be a low cost for Litigation Financing but is fact it is not. As a result all of our investors are screened and any who do not offer to client a fair offer vs. the risk they assume, are not placed in our investment portfolio. Thus depending on the type of lawsuit you have, the
amount of the Litigation Financing needed, and the estimated time frame
before anticipated collection, our consults analyze each of these factors when determining which investor offers you the best deal. Why do we do such? Because we work for you and we are ultimately developing your best financial plan. 1st Choice Funding is here to offer a financial plan of action for your "No Risk" Litigation Financing.
If you have already received a settlement award letter we have investment capital so you Today not months from now, you can receive a portion of your settlement without further delay.
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