"1st Choice Funding Protects Your Interest From Interest...Because Money Doesn't Come With Instructions
Do You Need Money Right Now? Have You Been Injured? Are You in Lawsuit Against An Insurance Company? Have You Grown Tired of the "Waiting Game" While The Insurance Company Plays With Your Settlement Money? Does It Seem As If The Delays Will Never End? If This Describes Your Situation Take Heart Because 1st Choice Funding Provides Litigants “Risk Free” Cash Before Settlement With "No Win ...No Pay ...No Risk" Lawsuit Cash Advance Offered Exclusively Through 1st Choice Funding!
"No one pays much attention to how a person
who has been injured is going to live while waiting for a case to go to trial. The legal system tends to put people who cannot
afford to wait for their money at a disadvantage." Bar Association Ethics Committee Chairman, Gerry Cohen
1st Choice Funding understands your financial hardship and offers a "Risk Free" solution to your financial plight by providing future anticipated settlement money TODAY through an innovative program we call "No Win...No Pay ...No Risk" Lawsuit Cash Advance for litigants nationwide* (except Ohio) who are in need of a financial remedy! As you now know lawsuits can place huge burdens on you from the injuries sustained to the financial impact injuries create on earnings capabilities? Lawsuit delays created by insurance companies are a way for each to earn additional revenue. When all these factors are combined they elevate your stress level even more as you wait.....wait for treatment, wait for recovery, wait for trial, wait for judgment, and even wait for compensation....All this waiting provides the insurance company with a great financial advantage because they know nothing else in your life waits: not the mortgage, not the rent, not the credit cards (we offer a legal way to dissolve your credit card debt be sure to check out the "more services" page), not the car payments, not the insurance premiums, not the utilities, not the grocery expenses etc... Nothing else in life waits, except your future settlement. Thus the financial hardship waiting creates, for even the basic necessities places huge demands on you as it creates even more pressure, and so the cycle continues until you are "starved out" and are willing from the pressure to accept a low offer because you know of no other choice! And that's right where the insurance company wants you...DESPERATE. Facts show desperate plaintiffs settle everyday for significantly less money than they are entitled to and that's one way insurance companies profit; at the expense of desperate plaintiffs.
1st Choice Funding's Lawsuit Cash Advance Program Puts Cash In Your Hand Today!
Personal injury & product liability lawsuits place large financial burdens on plaintiffs and their families. Lawsuits are stressful yet one common denominator is consistent with
lawsuit litigants; most lack years of savings tucked away to live on prior to a lawsuits settlement. For personnel injury
claimants lost wages means an inability to maintain the same
income after an injury occurs. As a result, financial hardships
for many develop as insurance companies stall tactics provide the
upper hand as desperate lawsuit litigants settle cases
prematurely, often for pennies on the dollar. Is there any hope?
You bet there is and 1st Choice Funding is here to provide you the
financial solutions needed to tilt the scales of justice in your
favor with an innovative Lawsuit Cash Advance program that
provides lawsuit litigants nationwide* (except Ohio) who are in
need of a financial remedy TODAY assistance through "No Win...No Pay...No Risk" Lawsuit Cash Advance from 1st Choice Funding.
"No Win...No Pay ...No Risk" Lawsuit Cash Advance Puts "Risk Free" Money In Your Hand Today!
ABSOLUTELY! And everyday 1st Choice Funding proves it by assisting litigants like yourself through a most difficult period with one of many innovative solutions like a "No Risk" Lawsuit Cash Advance. Our "No Risk" program provides plaintiffs like with an effective financial remedy for the hardship delayed settlement creates.
With The "No Win...No Pay...No Risk" Lawsuit Cash Advance Program
You Receive the Money NOW to change your situation!
Obtain a Lawsuit Cash Advance NOW Without Credit!
Obtain a Lawsuit Cash Advance NOW Without Employment!
Obtain a Lawsuit Cash Advance NOW Without RISK!
Obtain a Lawsuit Cash Advance NOW Without Monthly Payments
Obtain a Lawsuit Cash Advance NOW Without Collateral
Obtain a Lawsuit Cash Advance NOW Without Repayment if Case is Unsuccessfully Litigated!!
That’s why our program is called "No Risk" Lawsuit Cash Advance because only a "No Risk" Lawsuit Cash Advance Program can provide the financial staying power to survive the "starving out" method the insurance companies play. Plus our investment in your case means it's 100% risk free money to you should you never receive settlement!
"No Risk" Lawsuit Cash Advance Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!
Through our
pool of investors, 1st Choice Funding provides Lawsuit Cash Advances from $5,000.00-$5,000,000.00 within days of receiving supporting documentation from your attorney.
(Please note: attorney cooperation is essential for case funding. To expedite
your request; contact your attorney and request prompt document
support to complete your application.) All "No Risk" Lawsuit Cash Advance Programs are offered at a conservative amount of 10% of the case value. This is done to protect your future interest so you have a settlement amount left when final settlement occurs. Keep this in mind when making your application request.
How Will I Know If My Case Qualifies for a Lawsuit Cash Advance?
The first issue we request is you have an attorney. Second your attorney is a contingency attorney. After this is established we look for once we receive document support from your attorney:
1. Lawsuit
Value- This is the total estimated damages of your lawsuit 2.
Case Merit- Is your lawsuit meritorious to winning 3.
Likelihood of Collectability- Is your lawsuit against an
insurance company? If not is the defendant solvent and
collectable?
Lawsuit Value: This reflects the estimated
overall lawsuit collection in dollars. For lawsuit litigants with
workers compensation cases, each injury amount is set by the State
you were injured in. Consult with your attorney, if you have not
done so previously the case worth in order to know the value of
your lawsuit. Base your Lawsuit Cash Advance request on this
information because the lawsuit advance can not (in most
instances) exceed 10% of the case value. Thus for a conservative approach to a lawsuit with an anticipated settlement of $100,000.00
the total “Loan” or advance limit would be $10,000.00.
Case
Merit: Your credit is not a determining factor for a lawsuit
advance because a Lawsuit Cash Advance is actually not a loan but rather are
advances based entirely on the merits of a lawsuit. Because they are not really loans the lending criteria of lender does not need to be met. When we review a case we look for factors such as “Are you the defendant
partially at fault? How have recent court rulings in your State on
similar cases been judged? “These are part of the considering
factors investors consider prior to lawsuit loan.
Case
Collectability: Is there an insurance company involved in your
lawsuit? If not are the parties at fault financially solvent and are they self insured the way many large corporations are?
These issues again determine fundability of a lawsuit loan.
The likelihood of collectability is reviewed in order to
determine if a plaintiff will collect and thus qualify for a lawsuit loan.
1st Choice Funding
Has Your Financial Solution
1st Choice Funding bridges
the financial gap many litigants face ensuring everyone receives the
fair and equitable outcome they deserve.
"No Risk" Lawsuit Cash Advance Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!
Motor Vehicle Injuries
Passenger Injuries
Pedestrian Injury
Personal Injury
General Negligence
Civil Rights
Employment Discrimination Whistleblower (Qui Tam)
Product Liability
Construction Negligence
Mass Tort
Asbestos
Pharmaceutical Litigation
Airplane Accidents
Commercial Torts
Assaults
Commercial Appellate Settlements
Zyprexa Cases
Sexual Harassment
Boating Accidents
Tobacco/Smoking
Burn Injuries
Worker's Compensation Cases* (in most states)
Construction Accidents
Dog Bites
Jones Act Maritime/Seaman's Claims
Medical Malpractice
Motorcycle & Bicycle Accidents
Nursing Home Neglect
Premises Liability
Railroad Claims (FELA)
Wrongful Death
Judgments
Structured Settlement
Tractor Trailer Accident
Slip & Fall
Settled Cases
Toxic Mold
Wrongful Termination
Attorney Funding
Appellate Cases
Probate Cases
Select Canadian Cases
Lawsuit Loans is available in every state except Ohio
Workers Compensation Lawsuit Loans Are Available in;
1. ALABAMA
2. ARIZONA
3. ARKANSAS
4. CONNECTICUT
5. FLORIDA
6. GEORGIA
7. IDAHO
8. ILLINOIS
9. INDIANA
10. IOWA
11. KANSAS
12. KENTUCKY
13. LOUISIANA
14. MAINE
15. MISSISSIPPI
16. MISSOURI
17. MONTANA
18. NEBRASKA
19. NEW HAMPSHIRE
20. NEW MEXICO
21. NORTH DAKOTA
22. OKLAHOMA
23. RHODE ISLAND
24. SOUTH CAROLINA
25. SOUTH DAKOTA
26. TENNESSEE
27. VERMONT
California Workers Compensation 3rd Party Cases
If You Do Not See Your Listed Above Look at the 2nd Category Below....
For Workers Compensation Cases In These States:
1. Alaska
2. California
3. Colorado
4. Hawaii
5. Maryland
6. Michigan
7. Minnesota
8. Massachusetts
9. Nevada
10. New Jersey
11. North Carolina
12. New York
13. Ohio
14. Oregon
15. Pennsylvania
16. Texas
17. Utah
18. Virginia
19. West Virginia
20. Wisconsin
21. Washington
22. Washington D.C.
23. Wyoming
Why Don’t Conventional Lenders Make a Lawsuit Cash Advance? -
1. Because conventional lenders do not assume the risk involved in a “No Risk” Lawsuit Cash Advance. 2. Because there is no other collateral they can attach. 3. Because conventional lenders are harnessed but Federal regulations that do not allow a pending case to be used as collateral for a loan of any type despite the anticipated value your case has.
Lenders are not is the business of providing charity and do not provide personal injury litigants financial assistance for any reason. However, 1st Choice Funding’s portfolio of investors provide a solution to the gap lenders don’t offer by providing "No Risk" Lawsuit Cash Advance.
Why Don’t Insurance Companies Make a Lawsuit Cash Advance?
Insurance companies profit from not paying claims. Hardship increases your eagerness to settle a case for substantially less than it is worth, which simply translated means increased insurance profits. Make no mistake; insurance companies are NOT in the business of helping you, they are in business to profit. Fractional settlements are good for their business at your expense.
1st Choice Funding tilts the scales of justice in your favor and improves the odds of winning the "lawsuits game" with "No Risk" Lawsuit Cash Advance.
Statistics reveal that a Lawsuit Cash Advance tips the scales in your favor as personnel injury claimants are more likely to collect in full when not pressed financially. Today 1st Choice Funding's Financial Solutions assists lawsuit claimants with the needed money to continue to live life, to receive needed medical treatments during an extensive lawsuit process, and to continue to cope. 1st Choice Funding knows the last thing an injury victim needs is the added stress financial problems leave in their wake.
1st Choice Funding's Lawsuit Cash Advance Program Provides You The Money Today To:
Pay Bills
Pay Medical Expenses
Receive Needed Medical Care
Avoid Serious Financial Crisis
Prevent Evictions, Foreclosure or Bankruptcy
Maintain A Standard of Living
And Even Obtain Ongoing Advances In Certain Critical Care Cases
"No Risk" Lawsuit Cash Advance Puts "Risk Free" Money In Your Hand Today!
Personal injury & product liability lawsuits place a huge financial burden on
individuals & families. Lawsuits are stressful, and lawsuit plaintiffs have various reasons for pursuit of damages, yet one common denominator is consistent with
lawsuit litigants; most lack years of savings tucked away to live on prior to a lawsuits settlement. For personnel injury claimants lost wages means an inability to maintain the same income after an injury occurs. As a result, financial hardships for many develop as insurance companies stall tactics provide the upper hand as desperate lawsuit litigants settle cases prematurely, often for pennies on the dollar. Is there any hope? You bet there is and 1st Choice Funding is here to provide you the financial solutions needed to tilt the scales of justice in your favor with an innovative Lawsuit Cash Advance program that
provides lawsuit litigants nationwide* (except Ohio) who are in
need of a financial remedy TODAY assistance through "No Win...No Pay...No Risk" Lawsuit Cash Advance from 1st Choice Funding.
If You've Won Your Lawsuit And You Are Waiting For Collection Will "No Risk" Lawsuit Cash Advance Help Me?
Absolutely! Our investors offer even larger advances on a post settlement Lawsuit Cash Advance than a pre-settlement Lawsuit Loan litigants have access to. Read on and you can apply for a post settlement Lawsuit Loan.
1st Choice Funding has your Lawsuit financial solution as we bridge the gap ensuring every lawsuit litigant receives the fair and equitable outcome they deserve.
Learn More About the "Waiting Game" Insurance Companies
Play in Lawsuits
Insurance companies play a "game" but it’s really not a game, we call it the "lawsuit waiting game", and until now the insurance industry wrote the rules and stacked the deck in their favor. However, 1st Choice Funding's Lawsuit Cash Advance Program provides, despite the stacked deck you're playing with, an ability to win
"the game" with a "No Risk" Lawsuit Cash Advance.
You see statistics reveal something very
important:
1. When lawsuit settlement money is tied up for years the
insurance company continues to earn interest on the money, your settlement money, thus
they win even when they pay a lawsuit claim years later as the money has earned interest on the money they held.
2. When lawsuit litigants are starved out financially, lesser lawsuit cash settlements are achieved and insurance companies win really big.
Collectively to the tune of billions each year as additional
profits are added to the bottom line of the insurance companies
profitability. When lawsuit settlements are achieved for pennies on
the dollar, you loose and they win. Your insurance company studies these statistics and
knows the odds of a settlement for pennies on the dollar
substantially increases the longer the duration of lawsuit lingers. Pressing financial difficulties take their toll mentally and
emotionally on claimants. Insurance companies exploit financial
circumstances by making unreasonably low offers to settle personal
injury claims during the 2-4 year litigation process. Compounding
this problem during a pending lawsuit, an attorney is legally
bound to inform the client of any offer made by the insurance
company, no matter how ridiculous the offer may be.
Unfortunately given extreme financial pressure, plaintiff
in a personal injury lawsuits often are compelled to accept the
insurance company’s low-ball offer resulting in a substantial loss
of potential value of the case. A "No Risk" Lawsuit Cash Advance assists
plaintiffs who need to hold out for a better settlement opportunity. In most states personal injury victim's attorneys are specifically prohibited
from advancing or loaning lawsuit funds, or providing any type of
lawsuit settlement loan to their clients by their state bar's
ethical rules.
Conventional lenders, such as banks and other finance
companies, have refused to allow lawsuit victims to use their
pending case as collateral for a Lawsuit Cash Advance or a settlement
loan. Personal injury victims in need of immediate financial
assistance during a personal injury lawsuit are then caught between a
rock and a hard place without a lawsuit loan.
3. With a "No Win...No Pay...No Risk" Lawsuit Cash Advance, statistics are in your
favor. This program reveals one more fact; personnel injury
claimants are more likely to collect in full when not pressed
financially. Today 1st Choice Funding's Financial Solutions assist
lawsuit claimants with the needed money to continue to live life,
to receive needed medical treatments during extensive lawsuit
processes, and to continue to cope. 1st Choice Funding knows the
last thing an injury victim needs is added stress created by
financial problems.
4. The
bottom line is: Insurance companies profit from your hardship when
lesser settlements translate into increased profits. Make no mistake;
insurance companies are in the business of profiting from
customers and early or fractional
settlements are good for business.
Is there any hope? Yes and
that's why your odds of winning the lawsuit game are improved
with the assistance 1st Choice Funding's "No Risk" Lawsuit Cash Advance Program.
1st Choice Funding's
"No Risk" Lawsuit Cash Advance Program Allows You To:
Pay Bills
Pay Medical Expenses
Receive Needed Medical Care
Avoid Serious Financial Crisis
Prevent Evictions, Foreclosure or Bankruptcy
Maintain A Standard of Living
Obtain Ongoing Advances In Certain Cases
Lawsuit Funding - Added Program
Features
No Credit Needed for a Lawsuit Cash Advance
No Monthly Payments on a Lawsuit Cash Advance No
Employment Needed for Lawsuit Cash Advance No Collateral
Necessary For a Lawsuit Cash Advance Affordable Rates**
1st Choice Offers FREE LAWSUIT CASE EVALUATIONS There's No
Obligation To Repay a Lawsuit Cash Advance If Your Case Is
Unsuccessful
1st Choice Funding takes pride in offering the lowest lawsuit
loan rates in the industry! 1st Choice Funding is here not to
exploit your financial difficulty, we're here to ensure a fair
opportunity is available to you prior to a lawsuit settlement.
Don't Wait Act Today!!!
"No Risk" Lawsuit Cash Advance Puts "Risk Free" Money In Your Hand Today! No Tricks, No Gimmicks, No Kidding!
Why Can't An
Attorney Assist Client's Financially?
Because
attorneys in most states are legally barred from advancing money
to a client for any reason, no matter how strong the case might
be, and a smart attorney will not endanger a career to assist clients
financially. Ethics Codes mandate that attorneys must use an
independent third party to fund clients, and that's where 1st
Choice Funding can help you to secure a Lawsuit Cash Advance.
How Can You Advance Money On A
Lawsuit And This Not Be A Loan?
1st Choice
Funding's Lawsuit Cash Advance are in reality not loans; they’re contingent or non
recourse lawsuit advances based on case strength and merit. Both
are essential to collectability in a lawsuit. Thus not all cases
are funded. Each lawsuit must be assessed on individual merit
before a Lawsuit will be financed is made. However, would you not agree that
a "non recourse" or a “No Risk” to you Lawsuit Cash Advance without credit is an
incredible opportunity to financial survival? Many lawsuit
claimants loose both credit and income during the lawsuit process. (1st Choice Funding can legally restore your credit with it’s innovative Credit Restoration Services look for the credit repair link.)
Like the contingency fee's attorney's charge as a lien on a
lawsuit, non recourse or “No Risk” Lawsuit Cash Advance are handled in a
similar manner; you loose your lawsuit you owe nothing in return!
That's the incredible feature of the "No Risk" Lawsuit Cash Advance Program! The
bottom line is: as the plaintiff you win either way! Collect on
your case you win your lawsuit, if you don't collect on your case
you still win because you received a "No Risk" Lawsuit Cash Advance!
What Are The Return Costs
For The "No Win...No Pay...No Risk" Lawsuit Cash Advance Program?
1st Choice Funding brings to the table a variety of Lawsuit Cash Advance programs
each designed specifically to benefit our clients with the lowest
possible fee's available on an individual case by case basis. Our trained consultants will after reviewing
your file, place your Lawsuit Cash Advance request with the investors
who provide Lawsuit Cash Advance at the lowest rate of
return. 0ur variety of programs are as follows:
1. All Lawsuit Cash Advance
Fees are 20% of Advanced Money with a minimum fee of $1,000.00.
This is the
first tier of our fee structure. A $5,000.00 Lawsuit Cash Advance Case will
incur an additional $1,000.00 added to the loan repayment
amount if & when settlement occurs. This program is for simple
& compounded interest investors.
1st Choice Funding's wide variety
of lawsuit programs are structured to meet your Lawsuit Cash Advance
needs. Depending on your case type, Lawsuit Cash Advance fees will
differ from case to case in interest rates. Each of our
interest/no interest programs are as follows and prior to
receiving the "No Risk" Lawsuit Cash Advance, you will be advised of the investor's Lawsuit Cash Advance
program rates;
2. 3.5% Work comp
interest compounded monthly on a Lawsuit Cash Advance 3. 3.9%
Interest compounded monthly on a Lawsuit Cash Advance 4. 5%
Simple Interest monthly on a Lawsuit Cash Advance 5. 8%
Interest compounded monthly w/ a 6 mo minimum on a Lawsuit Cash Advance 6. 10% Simple Interest on a Lawsuit Cash Advance 7. N0
Interest Lawsuit Cash Advance - This program is for plaintiff's who do
not want to worry about interest and do so by selling a small portion of
the lawsuit. All Fees Are Only On Settlement and that's the beauty of the "No Risk" Lawsuit Cash Advance Program.
As professional
financial consultant's 1st Choice Funding is here to protect your
financial interest from interest because we review each investment group for you and as such have discovered the “tricks of the trade” many groups who use the internet to mislead plaintiffs use, by offering what seems to be a low cost for a Lawsuit Cash Advance but is fact it is not. As a result all of our investors are screened and any who do not offer to client a fair offer vs. the risk they assume, are not placed in our investment portfolio. Thus depending on the type of lawsuit you have, the
amount of the Lawsuit Cash Advance needed, and the estimated time frame
before anticipated collection, our consults analyze each of these factors when determining which investor offers you the best deal. Why do we do such? Because we work for you and we are ultimately developing your best financial plan. 1st Choice Funding is here to offer a financial plan of action for your "No Risk" Lawsuit Cash Advance.
Why though do insurance companies delay settlement, isn't deliberately delaying settlement illegal? Well here are the facts, decide for yourself the answer:
1. You must reach MMR (maximum medical recovery) which MMR takes time to achieve. MMR provides the window of opportunity the insurance company needs to cover the real issue of increasing profits but your recovery in an injury case is a great cover to their standard business practice.
2. Rather than settling your case for all of the damages your going to sustain, the insurance company seeks the right opportunity to settle your claim for "pennies on the dollar" and reduced settlements don't happen unless the adjuster manipulates the claimant to settle before an attorney becomes involved in the process, because attorneys know how adjusters work, its in their training and part of their profit sharing if they can take advantage of an unsuspecting claimant which they are liable for, and offer a pennies on the dollar settlement early on. 3. The other “window of opportunity” for "pennies on the dollar settlements" occurs statistically when you're most likely to be “starved out financially” which in essence means, months down the road at the earliest. Remember as long as your treating you hasn’t reached MMR, so the insurance company has the "legal loophole" which to exploit which in actuality provides them the opportunity to later capitalize on your financial destitution.
4. There’s another even larger added bonus the insurance company has because delayed settlements continue earn interest for the insurance company as long as they control your settlement money as long as possible to add to the hundreds of millions of dollars which the insurance company earns interest with. Individually there’s not a huge amount of interest earned off of any one settlement however, when such continues to reside in the insurance pool, hundreds of millions earns tens of millions in interest. Thus the longer the insurance company maintains control of your settlement money, the more interest they earn and offset the settlement they make with plaintiffs.
5. Additionally the longer an insurance company can utilize in delaying settlement the more interest earnings they acquire which in reality means when they finally do compensate you, by thus maintaining control for the length of time they have the insurance company actually looses nothing in most instances because the interest earned equals to or is even more than the settlement itself paid out.
Note the profound observation Boston Bar's Association Ethics Committee Chairman Gerry Cohen stated when summing up the financial plight litigants endure:
"No one pays much attention to how a person who has been injured is going to live while waiting for a case to go to trial. The legal system tends to put people who cannot afford to wait for their money at a disadvantage."
While it may be true Mr. Cohen aptly describes the litigation process and the plight such creates for plaintiffs, 1st Choice Funding goes farther as we provide the most innovative financial solution you can take to the bank. Everyday 1st Choice Funding assists injured plaintiffs much like yourself, who themselves were also enduring the "never ending delays syndrome" but who now have been put on the road to financial survival thanks to a Lawsuit Cash Advance.
With “No Win…No Pay…No Risk Lawsuit Cash Advances" you can for the first time in the litigation process actually begin to "level the playing field" because a "No Risk" Lawsuit Cash Advance provides the cash needed to stay afloat as you're provided with the funds needed to pay for life's necessities while buying your attorney the time needed to obtain full case collection. Why is this of such great importance? Because full case collection means both you and your attorney leave the settlements table a winner as a Lawsuit Cash Advance directly helps you, while it indirectly helps your attorney. How so? Because when an attorney works on a contingency which means the attorney is only paid if a win occurs, the attorney using simple math is clearly benefited when you obtain a Lawsuit Cash Advance because without such you may be “forced” to settle "today" which could mean the difference between in tens or even hundreds of thousands of dollars less in a settlement! Remember financial vulnerability is not where you want to be nor should you ever be. As the old saying goes "a chain is only as strong as its weakest link" thus financial pressure is not wise for you for recovery, and as equally unwise for your attorney because from a business stand point, your attorney ethically must settle your case if you say to do so, which can and does happen when a plaintiff is in sore financial straights. But now with the help a Lawsuit Cash Advance provide early settlements are a thing of the past!
Depending on the injuries and damages sustained (No "soft tissue injuries") a Lawsuit Cash Advance begins at $5,000.00 and is unlimited there after. However, using a basic mathematical principle a Lawsuit Cash Advance is determined on a 10% conservative settlement value. So in order to qualify for a Lawsuit Cash Advance you must first have an attorney, then your attorney must be on a Contingency Agreement (meaning you don't win they don’t get paid) and third your suit must be against an insurance company or a self insured company. The bottom line is, your suit must be real, your attorney must have an interest in ensuring your case will success, and your damages must be against a source that can be collected upon if a verdict is in your favor.
In order to obtain a Lawsuit Cash Advance your attorney must be in agreement and cooperative. We recommend before beginning the Lawsuit Cash Advance process you provide your attorney with a clear picture of your financial situation. In order to proceed with a Lawsuit Cash Advance your attorney must cooperate and 1st Choice Funding MUST have 100% cooperation at all times. Without such trust our investors will not provide the "crucial link" to money and thus letting your attorney know your financial situation and getting them on the same page before beginning is of ultimate importance. If your attorney is reluctant to cooperate, or may even be negative about your decision to request a Lawsuit Cash Advance please direct them to our website, or have them call us and we will be more than happy to help them better understand how you and they both are going to be benefited by your receiving a Lawsuit Cash Advance.
If a private investor finds after analyzing your case your lawsuit qualifies for a Lawsuit Cash Advance, you have 2 entities on your side, your attorney as your first line of defense and 1st Choice Funding and our investor portfolio as your second. Thus for the 1st time since the litigation process began can you being to "level the playing field" which before was clearly stacked against you but now with our resources at your disposal, you have the staying power the insurance company has not built into their "starvation statistics"!! R Lets Look at Some of the Amazing Benefits "No Risk" Lawsuit Cash Advances Offer:
The ever growing trend litigation has opponents and supporters in a gridlock and at the center of the controversy is a new type of service called “litigation funding” or “Lawsuit Cash Advances” which they are most frequently referred to as. For opponents their position they say on the Lawsuit Cash Advance debate is clear; a Lawsuit Cash Advance is “usurious” and a “Lawsuit Cash Advance exploits litigants at a time when they are most vulnerable”. Opponents use terms like “usurious” or “champery” to describe what they feel a Lawsuit Cash Advance is. However for most of the populace terms like “usurious” or “champery” are not used in everyday conversation, but in legal circles such refers to activity that’s illegal which is some pretty strong allegations, so is a Lawsuit Cash Advance illegal? Let’s find out.
Now on the opposite side of this issue supporters say their position is clear: “opposing a Lawsuit Cash Advance is objectionable and is the result of an uninformed mind as it appears when opponents blanket a long needed and valuable service like a Lawsuit Cash Advance with emotionally offensive words “exploitive or illegal”, they do so because they “don’t have the facts. Sadly it seems many aren’t interested in learning the facts because of preconceived notions, arrogance, pride or even blatant stupidity, opponents aren’t interested in the facts and the benefits a Lawsuit Cash Advance offers” say supporters.
Despite the gridlock both sides agree on one fact; illegal acts are nothing new and are definitely not limited to the arena of a Lawsuit Cash Advance. So then the questions remain; Are Lawsuit Cash Advances illegal and do they exploit hardship? If so “Why are thousands of attorneys every year supporting their client’s efforts in obtaining a Lawsuit Cash Advance? How do the facts affect your decision and opportunity to obtain a Lawsuit Cash Advance? Consider the following regarding this heavily debated issue and then decide for yourself whose side of the Lawsuit Cash Advance issue you stand on.
At the center of the controversy of a Lawsuit Cash Advance isn’t the fact that plaintiffs receive money based on future settlement, but rather on the fact that a Lawsuit Cash Advance accrues interest, which is only paid along with the advance when and if the case settles. For a third party investor, who is the only entity legally permitted to assist the client financially, to advance money on a case without risk to the client or the attorney and then be denied compensation for the risk they assume is not realistic. Ironically the same opponents quoted have been polled regarding the “return” they need if it was their money that was invested in the same cases and quite revealing it is to hear opponents admit “if it was my money I guess I would want the same in return or more.” Is it possible then for at least some of the objections to be coming from another underlying reason not out rightly expressed? What is the real reason opponents object to a Lawsuit Cash Advance? Well you decide.
The facts are for private investors who offer a Lawsuit Cash Advance are at best compensated 50-55% of the time for the cases they invest in. Thus built into the interest return is the “risk factor” the investor assumes as well as the loss ratio. Obviously if lives were lived in reverse no investor would need added interest to cover losses, but because none of us knows from day to day what tomorrow will be the cases who are successfully litigated must provide the compensation recovery in order to keep the investor solvent.
Why then would any competent attorney refuse to direct a client who may be in the midst of financial crisis to a Lawsuit Cash Advance? Opponents assert “The interest could prevent the case from settling when the investor wants the advanced money plus interest, and there’s no money left for the client and the client refuses to settle” or “The settlement offer may not cover all the liens on the case and a Lawsuit Cash Advance repayment could prevent settlement from occurring” or “The attorney finds the interest exploitive and wants to protect the client from harm”. While each of these reasons sounds good and it may be on occasion a well meaning attorney discourages a client from pursuing a Lawsuit Cash Advance because they truly are protecting their client, in most instances “protecting the client” from industry normal interest proves actually to be to the client’s detriment as well as the attorneys. The issue has escalated for some attorneys who have refused to cooperate with a client who seeks a Lawsuit Cash Advance entirely and while a well meaning attorney may feel convinced their client’s financial interests are being exploited by a Lawsuit Cash Advance, the attorney may actually be jeopardizing their clients full settlement, their survival of life’s necessities and even the relationship the client has with the attorney itself because the client always has the option of taking their case to an attorney who will represent them as well as assist them in obtaining financial staying power through a Lawsuit Cash Advance. Thus in the end what really did the attorney gain by opposing the clients efforts to acquire a Lawsuit Cash Advance?
Thus while sorting through all the issues still the question remains: Are clients being exploited by a Lawsuit Cash Advance and to answer this question let’s examine 1st Choice Funding and the Lawsuit Cash Advance program they offer called “No Win…No Pay…No Risk” Lawsuit Cash Advances and let’s see if the opponents to Lawsuit Cash Advances have merit in their argument.
Because a Lawsuit Cash Advance is called a “loan” the question is “are Lawsuit Cash Advances really loans” and to answer the question fairly, let’s compare a Lawsuit Cash Advance to a traditional loan and after review the facts, ask yourself “when was the last time I was offered a traditional loan under these terms.
A loan without credit
A loan even with bad credit- A loan no matter how bad a credit score is A loan without collateral of any kind A loan without employment A loan without a monthly payment A loan without repayment loosing the lawsuit
Only through a “No Win…No Pay…No Risk” Lawsuit Cash Advance are recipients offered money under these terms as capital from private investors becomes available based on the likelihood of litigation success at conservative amounts of 10% of the anticipated recovery conservatively. Why only 10% of the anticipated recovery? To protect the client in the end so when settlement occurs the client receives a fair portion of the settlement after paying the expenses on the case.
Thus it appears when hastily comparing a “No Risk Lawsuit Cash Advance” to a “Traditional Bank Loan” this is not an “apples to apples” comparison but rather an "apples to oranges" comparison. Which one is the apple and the orange depends then on your position regarding a Lawsuit Cash Advance. If a plaintiff or their attorney is interest rate sensitive then a credit card advance or a 2nd mortgage will more to the liking because of the lower interest, however because most injured litigants are also suffering with “credit issues” caused by the chain of events along with significantly less or no income at all, making monthly payments are not a viable option, plus there is no loophole if the pending litigation is not won. However the opposite is true with a “No Risk” Lawsuit Cash Advances as a Lawsuit Cash Advance offers both money today without risk and money today with interest rates averaging 3-5% per month. For many plaintiffs not being strapped with more monthly debts plus being relieved of a repayment obligation if the pending litigation is lost is most appealing then the “no credit needed- no monthly payments ever- no risk Lawsuit Cash Advance” is most definitely the preferred option.
Everyday thousands of litigants are joining the proponent side of the Lawsuit Cash Advance issue and are part of the swelling list of supporters who not only have benefited by a Lawsuit Cash Advance but clearly feel others should have the right to benefit from a Lawsuit Cash Advance as well. The question remains: “Are opponents right? Are litigants being exploited?” Let the facts speak for themselves:
FACT I- Attorneys remain in full control of any case leveraged by a Lawsuit Cash Advance and the investor never interferes with nor jeopardizes the cases integrity at any time.
FACT II- Clients are provided with a Lawsuit Cash Advance contract which discloses all repayment costs in full. This information is provided prior to the Lawsuit Cash Advance being issued. There are no later surprises to the client jeopardizing the potential future settlement of the case.
FACT III- Attorney’s are provided with full disclosure of a Lawsuit Cash Advance’s terms before a client signs the contract, all disclosures are made prior to the Lawsuit Cash Advance’s execution.
FACT IV- Attorneys hold no financial responsibility for repayment on cases unsuccessfully litigated which cases have received a Lawsuit Cash Advance against.
FACT V- No terms supersede the original executed Lawsuit Cash Advance contract without consent of all parties involved. There are no later surprises on a No Risk Lawsuit Cash Advance.
FACT VI- Attorneys hold no financial responsibility for repayment on a client’s Lawsuit Cash Advance, even if the attorney acts in negligence in handling a case.
As professional financial consultants 1st Choice Funding specializes in Lawsuit Cash Advances for both Plaintiff’s and Attorney’s. With a company commitment of "Protecting Your Interest from Interest", 1st Choice Funding takes exploitation out of the Lawsuit Cash Advance debate by making a commitment on each funding to secure the lowest rate of interest for the type of risk the case contains. 1st Choice Funding works for clients not investors, thus 1st Choice Funding works to protect the client’s financial interest just as the attorney works to protect the client legal interest.
1st Choice Funding works to protect clients financially when such seek to obtain a Lawsuit Cash Advance, because protecting clients today is not a commitment it’s a passion. As professionals 1st Choice Funding believes in building lifelong client relationships, relationship for both today and for tomorrow because we believe that while Lawsuit Cash Advances may be a necessity today, our professional financial services are what our clients need for tomorrow and we are here to deliver such.
1st Choice Funding works to “Protect Your Interest from Interest” with a “No Win…No Pay…No Risk Lawsuit Cash Advance.” A Lawsuit Cash Advance from 1st Choice Funding is your 1st step to a smarter financial future. 1st Choice Funding provides your Financial Bridge.
